Attention homeowners: Real estate appraisal services for in Perry and Box Elder County

Check out the top seven reasons UT homeowners order from KD Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. To challenge a UT property tax assessment
  3. To reduce their mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a UT divorce, when property needs to be divided
  7. Settle an estate in UT by determining the true market value of property in question

Need help deciding the value of your house in or near Perry, UT?
Contact KD Appraisals.

We at KD Appraisals understand the unique needs of a customer looking for appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. Being a homeowner that ordinarily doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at KD Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. KD Appraisals is experienced in helping homeowners just like you delete unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from KD Appraisals is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. KD Appraisals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for verity? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.